Paying off high-interest credit card debt with a home equity loan or HELOC can significantly lower your interest rate, often cutting it in half compared to the average 20% APR on credit cards. This strategy helps you save on interest, pay off debt faster, and offers potential tax benefits, making it a smart financial move for homeowners.

It's a great time to start planning for all the exciting things ahead. Maybe you're thinking about sending your child to college, or you're looking to make some energy-efficient upgrades to your home. Perhaps you're even considering taking that dream vacation you've...

You're ready to pursue a mortgage. When should you seek a pre-approval? In short, the answer is "as soon as possible." There are many advantages to getting pre-approved as early as possible. Items related to your credit, income and assets should be addressed early...