by Trevor | Nov 13, 2024 | Uncategorized
When the Federal Reserve (Fed) cuts interest rates, many people expect mortgage rates to fall as well. However, mortgage rates don’t directly correlate with Fed rate changes. This misconception stems from a misunderstanding of how mortgage rates are determined. Here’s...
by Trevor | Sep 23, 2024 | Featured, Mortgage Programs
The Benefits of Paying Off Credit Card Debt with a Home Equity Loan or Home Equity Line of Credit (HELOC) In today’s economic climate, many Americans are burdened with credit card debt, which can quickly become overwhelming. With the average credit card interest...
by Trevor | Sep 3, 2024 | Featured, Mortgage Programs
It’s a great time to start planning for all the exciting things ahead. Maybe you’re thinking about sending your child to college, or you’re looking to make some energy-efficient upgrades to your home. Perhaps you’re even considering taking that...
by Trevor | Sep 12, 2016 | Featured, Mortgage Approval Process
You’re ready to pursue a mortgage. When should you seek a pre-approval? In short, the answer is “as soon as possible.” There are many advantages to getting pre-approved as early as possible. Items related to your credit, income and assets should be...
by Trevor | May 13, 2009 | Mixed Use Financing
Mixed use property may consist of apartments and retail stores in the same building, or apartments with yoga studio or restaurant in the same building. Most banks and other conventional lending sources all over the country often turn down loan requests for mixed use...
